Al Sagr National Insurance
Est. 1979 · Dubai · HAAD, DHA regulated
Established Abu Dhabi-based insurer since 1979. Al Sagr National Insurance offers 2 health insurance plans in the UAE. Data cross-referenced with the UAE Open Healthcare Directory.
Key Facts
- ▸Established Abu Dhabi-based insurer since 1979
- ▸Focus on corporate group health and motor insurance
- ▸Good presence in Abu Dhabi and Dubai markets
- ▸Competitive pricing for medium-sized groups
Coverage at a Glance
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Al Sagr Basic Health | Basic | AED 2,200 – 4,200/yr | AED 200,000 | 20% | — | — |
| Al Sagr Enhanced Health | Enhanced | AED 5,000 – 10,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Insurance Plans
Al Sagr National Insurance
Al Sagr Basic Health
Employees in Abu Dhabi meeting mandatory HAAD requirements
AED 2,200 – 4,200/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
Al Sagr National Insurance
Al Sagr Enhanced Health
Corporate employees and families in Abu Dhabi and Dubai
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
How claims work with Al Sagr National Insurance
Direct billing: Present your Al Sagr National Insurance insurance card at any in-network provider. The clinic or hospital bills Al Sagr National Insurance directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required. Reimbursement claims: For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via alsagrinsurance.ae or call 02-641-7755. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Al Sagr National Insurance at least 48 hours in advance.
Al Sagr National Insurance Insurance — FAQ
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Disclaimer: Plan details and premiums are indicative. Obtain a personalised quote from Al Sagr National Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.