Arabia Insurance
Est. 1944 · Beirut (UAE offices in Abu Dhabi, Dubai, Sharjah) · DHA, HAAD regulated
One of the oldest insurance companies in the Middle East (est. 1944, Lebanon). Arabia Insurance offers 2 health insurance plans in the UAE. Data cross-referenced with the UAE Open Healthcare Directory.
Key Facts
- ▸One of the oldest insurance companies in the Middle East (est. 1944, Lebanon)
- ▸Headquartered in Beirut with UAE offices in Abu Dhabi, Dubai, and Sharjah
- ▸Focus on corporate group health and general insurance
- ▸Strong relationships with Lebanese and regional hospitals
Coverage at a Glance
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Arabia Basic Health | Basic | AED 2,500 – 4,500/yr | AED 200,000 | 20% | — | — |
| Arabia Enhanced Health | Enhanced | AED 5,500 – 11,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Insurance Plans
Arabia Insurance
Arabia Basic Health
SMEs in Dubai and Abu Dhabi meeting mandatory requirements
AED 2,500 – 4,500/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
Arabia Insurance
Arabia Enhanced Health
Corporate employees and families
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
How claims work with Arabia Insurance
Direct billing: Present your Arabia Insurance insurance card at any in-network provider. The clinic or hospital bills Arabia Insurance directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required. Reimbursement claims: For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via arabiainsurance.ae or call 04-265-1500. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Arabia Insurance at least 48 hours in advance.
Arabia Insurance Insurance — FAQ
Compare Arabia Insurance with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Disclaimer: Plan details and premiums are indicative. Obtain a personalised quote from Arabia Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.