Dubai Insurance Company
Est. 1970 · Dubai · DHA regulated
One of the oldest insurance companies in the UAE (est. 1970). Dubai Insurance Company offers 2 health insurance plans in the UAE. Data cross-referenced with the UAE Open Healthcare Directory.
Key Facts
- ▸One of the oldest insurance companies in the UAE (est. 1970)
- ▸Strong Dubai-focused network
- ▸Offers both individual and group health plans
- ▸Part of the Dubai Financial Market
Coverage at a Glance
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| DIC Essential Health | Basic | AED 2,500 – 4,000/yr | AED 150,000 | 20% | — | — |
| DIC Corporate Health | Enhanced | AED 5,000 – 12,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Insurance Plans
Dubai Insurance Company
DIC Essential Health
Small businesses and individuals in Dubai meeting DHA mandate
AED 2,500 – 4,000/yr
Annual limit: AED 150,000 · shared room · 20% co-pay
Dubai Insurance Company
DIC Corporate Health
Mid-size companies and their employees in Dubai
AED 5,000 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
How claims work with Dubai Insurance Company
Direct billing: Present your Dubai Insurance Company insurance card at any in-network provider. The clinic or hospital bills Dubai Insurance Company directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required. Reimbursement claims: For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via dic.ae or call 04-262-5252. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Dubai Insurance Company at least 48 hours in advance.
Dubai Insurance Company Insurance — FAQ
Compare Dubai Insurance Company with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Disclaimer: Plan details and premiums are indicative. Obtain a personalised quote from Dubai Insurance Company or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.