GIG Gulf
Est. 1962 · Kuwait / Dubai · DHA, HAAD, MOHAP regulated
Part of Gulf Insurance Group — one of the largest insurers in the Middle East. GIG Gulf offers 3 health insurance plans in the UAE. Data cross-referenced with the UAE Open Healthcare Directory.
Key Facts
- ▸Part of Gulf Insurance Group — one of the largest insurers in the Middle East
- ▸Operates across all UAE emirates with multi-regulator compliance
- ▸Strong group health insurance for corporate clients
- ▸Backed by KIPCO — Kuwait's largest private-sector conglomerate
Coverage at a Glance
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| GIG Gulf Essential | Basic | AED 2,800 – 4,800/yr | AED 250,000 | 20% | — | — |
| GIG Gulf Corporate Plus | Enhanced | AED 5,500 – 12,000/yr | AED 500,000 | 20% | ✓ | ✓ |
| GIG Gulf Executive | Premium | AED 15,000 – 28,000/yr | AED 1.5M | 0% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Insurance Plans
GIG Gulf
GIG Gulf Essential
SMEs and individuals meeting mandatory requirements across UAE
AED 2,800 – 4,800/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
GIG Gulf
GIG Gulf Corporate Plus
Corporate employees and families across UAE
AED 5,500 – 12,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
GIG Gulf
GIG Gulf Executive
Senior management and executives
AED 15,000 – 28,000/yr
Annual limit: AED 1.5M · private room · 0% co-pay
How claims work with GIG Gulf
Direct billing: Present your GIG Gulf insurance card at any in-network provider. The clinic or hospital bills GIG Gulf directly — you pay only your applicable co-pay (20%–0% outpatient) at the point of care. No paperwork required. Reimbursement claims: For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via giggulf.com or call 800-444. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact GIG Gulf at least 48 hours in advance.
GIG Gulf Insurance — FAQ
Compare GIG Gulf with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Disclaimer: Plan details and premiums are indicative. Obtain a personalised quote from GIG Gulf or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.