Hayah Insurance
Est. 2008 · Abu Dhabi · HAAD regulated
Formerly AXA Green Crescent Insurance Company, rebranded to Hayah in 2022. Hayah Insurance offers 2 health insurance plans in the UAE. Data cross-referenced with the UAE Open Healthcare Directory.
Key Facts
- ▸Formerly AXA Green Crescent Insurance Company, rebranded to Hayah in 2022
- ▸Digital-first claims and member experience
- ▸Focus on individual and family health plans
- ▸Growing network across Abu Dhabi and Al Ain
Coverage at a Glance
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Hayah Basic Health | Basic | AED 2,400 – 4,300/yr | AED 200,000 | 20% | — | — |
| Hayah Family Care | Enhanced | AED 5,000 – 10,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Insurance Plans
Hayah Insurance
Hayah Basic Health
Individuals and small businesses in Abu Dhabi
AED 2,400 – 4,300/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
Hayah Insurance
Hayah Family Care
Families and corporate employees in Abu Dhabi
AED 5,000 – 10,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
How claims work with Hayah Insurance
Direct billing: Present your Hayah Insurance insurance card at any in-network provider. The clinic or hospital bills Hayah Insurance directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required. Reimbursement claims: For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via hayah.com or call 800-42924. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Hayah Insurance at least 48 hours in advance.
Hayah Insurance Insurance — FAQ
Compare Hayah Insurance with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Disclaimer: Plan details and premiums are indicative. Obtain a personalised quote from Hayah Insurance or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.