UAE insurer profile
MetLife
Est. 1868 · Dubai · DHA, HAAD regulated
One of the world's largest life and health insurers. MetLife offers 2 health insurance plans in the UAE, accepted by 0 healthcare providers across 0 cities. Data cross-referenced with the UAE Open Healthcare Directory.
At a glance
Key facts.
- One of the world's largest life and health insurers
- Strong group/corporate health insurance focus in UAE
- Offers wellness programmes alongside health plans
- Digital claims submission via MetLife app
Coverage matrix
Coverage at a glance.
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| MetLife Essential Health | Basic | AED 2,800 – 5,000/yr | AED 200,000 | 20% | — | — |
| MetLife Corporate Plus | Enhanced | AED 6,000 – 13,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Plan catalogue
Insurance plans.
MetLife
MetLife Essential Health
SMEs meeting mandatory health insurance requirements
AED 2,800 – 5,000/yr
Annual limit: AED 200,000 · shared room · 20% co-pay
0 providers
View details →MetLife
MetLife Corporate Plus
Corporate employees with enhanced coverage needs
AED 6,000 – 13,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
0 providers
View details →The claims flow
How claims work with MetLife.
Direct billing. Present your MetLife insurance card at any in-network provider. The clinic or hospital bills MetLife directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required.
Reimbursement claims. For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via metlife.ae or call 800-638543. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact MetLife at least 48 hours in advance.
Compare MetLife with other insurers
Side-by-side plan comparison across all 38 UAE insurers
Questions
About MetLife.
MetLife Insurance — FAQ
Disclaimer. Plan details and premiums are indicative. Obtain a personalised quote from MetLife or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.