Noor Takaful
Est. 2009 · Dubai · DHA, HAAD regulated
Dubai-based Takaful insurer focused on family and group health. Noor Takaful offers 2 health insurance plans in the UAE. Data cross-referenced with the UAE Open Healthcare Directory.
Key Facts
- ▸Dubai-based Takaful insurer focused on family and group health
- ▸Part of Noor Bank (now Emirates Islamic) ecosystem
- ▸Strong appeal with Islamic finance-conscious customers
- ▸Competitive Takaful health plans for SMEs and corporates
Coverage at a Glance
| Plan | Tier | Premium / yr | Annual Limit | Co-pay | Dental | Optical |
|---|---|---|---|---|---|---|
| Noor Basic Takaful Health | Basic | AED 2,600 – 4,600/yr | AED 250,000 | 20% | — | — |
| Noor Enhanced Takaful Health | Enhanced | AED 5,500 – 11,000/yr | AED 500,000 | 20% | ✓ | ✓ |
Co-pay shown is for outpatient visits. Premiums are indicative annual ranges.
Insurance Plans
Noor Takaful
Noor Basic Takaful Health
SMEs in Dubai and Abu Dhabi seeking Sharia-compliant health coverage
AED 2,600 – 4,600/yr
Annual limit: AED 250,000 · shared room · 20% co-pay
Noor Takaful
Noor Enhanced Takaful Health
Corporate employees and families wanting Takaful enhanced cover
AED 5,500 – 11,000/yr
Annual limit: AED 500,000 · semi-private room · 20% co-pay
How claims work with Noor Takaful
Direct billing: Present your Noor Takaful insurance card at any in-network provider. The clinic or hospital bills Noor Takaful directly — you pay only your applicable co-pay (20%–20% outpatient) at the point of care. No paperwork required. Reimbursement claims: For out-of-network or emergency treatment, collect itemised invoices and medical reports, then submit via noortakaful.com or call 800-6667. Standard reimbursement decisions are issued within 15–30 working days. Pre-authorisation is required for planned inpatient admissions, surgeries, and high-cost diagnostics — contact Noor Takaful at least 48 hours in advance.
Noor Takaful Insurance — FAQ
Compare Noor Takaful with other insurers
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Disclaimer: Plan details and premiums are indicative. Obtain a personalised quote from Noor Takaful or an authorised broker. Provider network data sourced from the UAE Open Healthcare Directory, last verified March 2026.